Listed whether or not they pay us. Prices from each tool's own pricing page, checked Oct 16, 2026.

ChatGPT vs Claude

  • ChatGPT starts cheaper: $8 a month against $20 for Claude.
  • Both have a free plan; the limits differ (below).
  • ChatGPT charges per seat; Claude bills in credits.
DetailChatGPTClaude
What it doesOpenAI's general purpose AI assistant for writing, research, coding, images, voice and agentic tasks.Anthropic's AI assistant for writing, analysis, coding and agentic work, including Claude Code and Cowork.
Best forAll round AI help for almost anyoneLong form writing, analysis and coding
FreeUnlimited text chats (abuse guardrails); limited uploads, image creation, voice, deep research, memory and Codex; small context window. Free and Go may show ads.Usage limited per rolling five hour session; Sonnet and Haiku models, no Opus.
Cheapest paid$8 a month, $20 billed yearly$20 a month, $17 billed yearly
BillingPer seatCredits
APIYesYes
Runs onWeb, Desktop app, Phone app, Browser extensionWeb, Desktop app, Phone app, Browser extension
Cancel onlineNot stated on their siteYes Source
Credits roll overNot stated on their siteYes Source
Trains on your dataNot stated on their siteNo Source
HIPAANot stated on their siteYes Source
StatusActiveActive
VisitVisit ChatGPT ChatGPT (opens the tool's site) Visit Claude Claude (opens the tool's site)

ChatGPT plans

PlanMonthlyBilled yearlyPerWhat it includes
FreeFree$0per userLimited messages/uploads/deep research; may switch to mini model
Go$8Not listedper userHigher limits than Free; may include ads; monthly only
Plus$20Not listedper userLimits apply; monthly only
Pro ($100 tier)$100Not listedper user~5x Plus usage
Pro ($200 tier)$200Not listedper user~20x Plus usage
Business (Standard seat)$25$20per userMin 2 seats total
Business (Premium seat)$125$100per userMin 2 seats total
EnterpriseContact salesNot listedcustomcontact sales; annual
EduContact salesNot listedcustomcontact sales; free K 12 Teachers plan for verified US educators through June 2027

From ChatGPT's pricing page, checked . Full ChatGPT listing

Claude plans

PlanMonthlyBilled yearlyPerWhat it includes
FreeFreeNot listedper userrolling 5 hour limits, Sonnet/Haiku only, 5 projects, no Claude Code
Pro$20$17per user5x+ Free usage, Opus, Claude Code, unlimited projects
Max 5x$100Not listedper user5x Pro usage, $100/mo API credits, priority access; monthly only
Max 20x$200Not listedper user20x Pro usage, $200/mo API credits; monthly only
Team Standard$25$20per seat (2 to 150 seats)more than Pro usage, SSO, central billing, pooled credits up to $500/mo
Team Premium$125$100per seat5x Standard seat usage
EnterpriseNot listed$20per seat, 20 seat min, usage billed at API ratescontact sales; SCIM, audit logs, RBAC, custom retention, HIPAA ready

From Claude's pricing page, checked . Full Claude listing

We don't declare a winner: the right one depends on what you'll use it for and how much. Every fact above is from each tool's own pages; we earn a commission from neither of them.