Listed whether or not they pay us. Prices from each tool's own pricing page, checked Oct 16, 2026.

Puzzle

AI native general ledger for startups with auto categorization, real time metrics and optional bookkeeper reviewed close.

Best for Startups wanting real time books and burn metrics

What it does

Puzzle is an accounting platform built for startups that lets you run your books yourself or bundle software with a vetted partner. You connect your bank accounts, credit cards, and business tools to generate auto drafted financial statements and real time insights. It is designed for founders and companies from pre seed to Series B looking for continuously updated, investor ready financials.

Read more: 3 features and how people use themShow less

  1. Auto categorization

    Labels transactions automatically and lets users review and categorize directly from their inbox without logging in.

    Use caseA founder reviews and approves business spending from their email to keep monthly records current.

    From puzzle.io/pricing

  2. Startup financial insights

    Tracks vital metrics including cash, burn, runway, margins, and spend variances automatically.

    Use caseA pre seed founder checks their remaining runway and burn rate to prepare an update for venture capital investors.

    From puzzle.io/pricing

  3. Expert reviewed bookkeeping

    Pairs software automation with human bookkeeper reviews to inspect transactions, check reconciliations, and close monthly books.

    Use caseA small business owner with under 10K dollars in monthly expenses hands off the monthly close to an accounting partner.

    From puzzle.io/pricing

Written from Puzzle's own website, checked . Each feature links to the page it comes from; images are Puzzle's own.

Every plan

PlanMonthlyBilled yearlyPerWhat it includes
Starter$30$24per account1 seat; 25 lifetime AI credits; auto categorization, tax report
Core$72$57.60per account5 seats; 25 lifetime AI credits; burn/runway insights, multi entity
Complete$120$96per accountUnlimited seats; 100 AI credits/mo; AI reconciliations, rev rec, classes
Scale$360$288per accountUnlimited seats; 300 AI credits/mo; subledgers, no transaction limits
Core + Expert Reviewed (service)$171Not listedper accountUp to $10K monthly expenses; bookkeeper reviews and closes monthly; 1 entity
Full ServiceNot listedNot listedper accountprice varies by expenses; named bookkeeper, full close

From Puzzle's own pricing page, checked . Prices are in US dollars per month; "billed yearly" is the monthly price when you pay for a year up front. A few figures (often the yearly price) are derived rather than printed on the page.

Before you pay

Refunds
Puzzle offers a money back guarantee for Complete plan customers if they cannot close their books 50% faster.
What Puzzle saysClose your books 50% faster — or your money back. Source page
Discounts
Save 20% on yearly plans.
What Puzzle saysYearly · Save 20% Source page
Support
Email, live chat, Slack
What Puzzle saysShare your feedback or ideas or issues at support@puzzle.io Source page

Only what Puzzle's own pages state, with the quote behind each answer. Anything they don't publish is left out rather than guessed.

Getting started with Puzzle

  1. Go to claude.ai/customize/connectors or navigate via Claude.ai to Customize and then Connectors.
  2. Click the '+' button and select 'Add custom connector'.
  3. Fill in the connector details with Name: Puzzle MCP and URL: https://app.puzzle.io/mcp.
  4. Sign in to Puzzle via OAuth, select the companies to cover, and click Allow.
  5. Open a new conversation in your AI assistant to start asking financial questions.
  6. Optionally enable write access on the consent page, by asking your assistant to change something, or in Settings → Connected apps.

Written from Puzzle's own help pages: help.puzzle.io/en/articles/15331316-how-to-se...

The free trial

Trial only: Starter free for 2 months; all plans have 'Try for free'

Questions people ask about Puzzle

How much does Puzzle cost?

Paid plans start at $30 a month (Starter). 6 plans are listed above, from Puzzle's own pricing page.

Is Puzzle free?

There is a free trial but no free plan: Starter free for 2 months; all plans have 'Try for free'.

Can I get a refund from Puzzle?

Puzzle offers a money back guarantee for Complete plan customers if they cannot close their books 50% faster. Source

Does Puzzle have a student or other discount?

Save 20% on yearly plans. Source

Can Claude or ChatGPT change my accounting data?

Only if permitted by the user; connections start as read only, read write access is opt in, and proposed updates require confirmation before application. Source

Can I connect more than one company?

Yes, you can connect one company, multiple, or all companies you manage. Source

How often do I need to reconnect, and are there limits?

Puzzle MCP re authenticates every 5 days for security, and high volume usage is rate limited during alpha. Source

How do I get access to the Puzzle API?

You must email api@puzzle.io to request access. Source

Works with

Integrations
Claude, ChatGPT, Cursor, Codex, Windsurf, Stripe, Ramp, Mercury, Brex, Deel
AI models
Claude, ChatGPT

Where this came from

Plans, prices and limits were copied from Puzzle's own pages, then checked .

How we collect prices and rank tools · Is something wrong? Correct this listing

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