Microsoft 365 Copilot
Microsoft's AI assistant built into Word, Excel, PowerPoint, Outlook and Teams, with agents and work data search.
Best for Microsoft 365 users and organizations
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What it does
Microsoft 365 Copilot is an AI assistant integrated directly into Microsoft productivity applications and connected to your work content. You provide natural language prompts, questions, and project files to receive finished documents, data analyses, presentations, and automated actions. It is designed for individuals, growing businesses, and enterprise organizations looking to complete daily work tasks faster.
Read more: 5 features and how people use themShow less
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Copilot in Microsoft apps
Integrates directly into Word, Excel, PowerPoint, Outlook, and Teams to assist with core office tasks. It writes and summarizes text, analyzes spreadsheet data, generates presentation slides, and organizes email communication.
Use caseAn employee drafts a project summary document in Word and builds a slide deck in PowerPoint based on existing notes.
From microsoft.com -
Intelligent search
Combines natural language comprehension with semantic indexing to look across organizational information. It connects to internal company data, on premises systems, and external line of business tools using a library of connectors.
Use caseA team member searches across internal business applications and emails to track down specific project background details without opening multiple separate tools.
From microsoft.com -
Ready made agents
Delivers specialized reasoning tools that manage meetings and handle data gathering. It provides built in autonomous assistance to deliver insights and simplify collaboration without requiring custom coding.
Use caseAn analyst runs an automated research agent to investigate industry benchmarks and assemble relevant findings.
From microsoft.com · image from Microsoft 365 Copilot -
Custom agent creation
Lets you build tailored, work grounded agents using natural language prompts or advanced coding frameworks. It provides management capabilities through Copilot Studio to scale agents across multiple channels.
Use caseA business administrator builds a custom internal help agent to answer common operational questions across teams.
From microsoft.com · image from Microsoft 365 Copilot -
Copilot Pages
Converts temporary chat responses into persistent, editable surfaces. It allows teammates to organize AI outputs and refine ideas together in a shared space.
Use caseA project lead saves an AI generated brainstorming output to a shared page where teammates edit and expand the plan together.
From microsoft.com
Written from Microsoft 365 Copilot's own website, checked . Each feature links to the page it comes from; images are Microsoft 365 Copilot's own.
Every plan
| Plan | Monthly | Billed yearly | Per | What it includes |
|---|---|---|---|---|
| Copilot Chat (free) | Free | $0 | per user | Included with eligible Microsoft 365 subscription; web grounded chat, file uploads (limits apply), Pages |
| Microsoft 365 Copilot Business (add on) | $25.20 | $18 | per user, requires M365 plan | Researcher/Analyst agents; up to 300 users; annual promo $18 (regular $21) |
| Microsoft 365 Business Standard with Copilot | $28.20 | $23.50 | per user | Bundle incl. Teams; 1 TB/user; up to 300 users |
| Microsoft 365 Business Premium with Copilot | $38.40 | $32 | per user | Bundle incl. Teams; advanced security; up to 300 users |
| Microsoft 365 Copilot (enterprise) | $31.50 | $30 | per user, annual commitment, requires M365 plan | Monthly billing still requires annual commitment |
| Enterprise agreements / volume | Not listed | Not listed | organization | contact sales |
From Microsoft 365 Copilot's own pricing page, checked . Prices are in US dollars per month; "billed yearly" is the monthly price when you pay for a year up front. A few figures (often the yearly price) are derived rather than printed on the page.
Before you pay
- Refunds
- Subscribers with an MCA billing account can cancel within seven days of start or renewal for a prorated refund or credit, or within 10 days if bought via a partner in Chile.
What Microsoft 365 Copilot says
You can only cancel and receive a prorated credit or refund if you cancel within seven days after the start or renewal of your subscription.
Source page - Refund window
- 7 days
What Microsoft 365 Copilot says
You can only cancel and receive a prorated credit or refund if you cancel within seven days after the start or renewal of your subscription.
Source page - How to cancel
- Subscriptions can be cancelled in the Microsoft 365 admin center, or via the Microsoft account / turning off recurring billing.
What Microsoft 365 Copilot says
Cancel your subscription in the Microsoft 365 admin center
Source page - Cancel online yourself
- Yes
What Microsoft 365 Copilot says
Subscription automatically renews at the regular price and selected term, unless cancelled in Microsoft account.
Source page - Renews automatically
- Yes
What Microsoft 365 Copilot says
Subscription automatically renews at the regular price and selected term, unless cancelled in Microsoft account.
Source page - Trains on your data
- No
What Microsoft 365 Copilot says
Your data stays encrypted, isolated, and private, keeping it protected from oversharing and never using it for AI training.
Source page - GDPR
- Yes
What Microsoft 365 Copilot says
General Data Protection Regulation (GDPR) , a comprehensive data protection law
Source page
Only what Microsoft 365 Copilot's own pages state, with the quote behind each answer. Anything they don't publish is left out rather than guessed.
Microsoft 365 Copilot video tutorials
Independent creators on YouTube, not Microsoft 365 Copilot or us. The video loads from YouTube only when you press play.
What the free plan includes
Copilot Chat is free for users with an eligible Microsoft 365 subscription; consumer Copilot app has a free tier. In app Copilot in Office requires a paid plan with AI credit limits.
Questions people ask about Microsoft 365 Copilot
How much does Microsoft 365 Copilot cost?
Paid plans start at $25.20 a month (Microsoft 365 Copilot Business (add on)). 6 plans are listed above, from Microsoft 365 Copilot's own pricing page.
Is Microsoft 365 Copilot free?
Yes, there is a free plan: Copilot Chat is free for users with an eligible Microsoft 365 subscription; consumer Copilot app has a free tier. In app Copilot in Office requires a paid plan with AI credit limits..
Can I get a refund from Microsoft 365 Copilot?
Subscribers with an MCA billing account can cancel within seven days of start or renewal for a prorated refund or credit, or within 10 days if bought via a partner in Chile. The refund window stated is 7 days. Source
How do I cancel Microsoft 365 Copilot?
Subscriptions can be cancelled in the Microsoft 365 admin center, or via the Microsoft account / turning off recurring billing. Source
Does Microsoft 365 Copilot train its AI on my data?
No, the company says your data is not used for training. Source
Does Microsoft 365 Copilot have an API?
Yes.
How do I cancel my free trial?
Turn off recurring billing to avoid charges when the trial ends. Source
What happens if I bought my subscription through a partner and want to cancel?
You have seven days (or 10 days if bought through a partner in Chile) to cancel and receive a pro rated refund by contacting your seller or partner. Source
Works with
- Integrations
- Word, Excel, PowerPoint, Outlook, Teams, OneNote, OneDrive, SharePoint, Planner, Forms
- AI models
- OpenAI
- Languages
- English
Where this came from
Plans, prices and limits were copied from Microsoft 365 Copilot's own pages and the other sources listed, then checked .
- microsoft.com/en-us/microsoft-365/copilot/business
- microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products
- office-watch.com/2026/microsoft-365-plans-overview/
- microsoft.com/en-us/copilot
- microsoft.com/en-us/copilot/solutions/business
- learn.microsoft.com/en-us/microsoft-365/commerce/subscriptions/canc...
- info.microsoft.com/ww-landing-making-ai-work-for-your-business.html
- microsoft.com/en-us/copilot/resources/agents
- support.microsoft.com/en-us/microsoft-365-copilot/
- go.microsoft.com/fwlink/?linkid=2280151
- microsoft.com/en-us/copilot/pricing/individuals
How we collect prices and rank tools · Is something wrong? Correct this listing
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