Ramp

1. Corporate card

   Issues unlimited physical and virtual cards with customizable spending limits, vendor controls, and automated compliance rules. Locks cards automatically if employees do not submit required receipts or items on time.

   Use caseA finance director sets card limits and merchant rules to block employee purchases in categories like alcohol or weekend spend.

   From ramp.com
2. AI expense review

   Audits transactions against your company expense rules and surfaces warnings for out of policy purchases. Checks receipts and details automatically, approving compliant expenses and escalating non compliant items for review.

   Use caseA controller reviews only the flagged transactions that break company travel rules instead of checking thousands of routine receipts.

   From ramp.com/enterprise
3. 

   Accounts payable

   Extracts line items from invoices using optical character recognition, routes bills through approval workflows, and executes payments. Disburses funds through payment methods including check, ACH, card, and wire transfers.

   Use caseAn accounts payable manager uploads vendor invoices to auto populate line items and schedule batched payments across multiple entities.

   From ramp.com/pricing · image from Ramp
4. Procurement

   Manages intake, approval flows, and vendor onboarding forms while creating and tracking purchase orders. Performs three way matching across purchase orders, item receipts, and corporate card transactions.

   Use caseA procurement manager routes a software purchase through intake approvals and matches the final invoice against the purchase order.

   From ramp.com/pricing
5. Accounting automation and auto coding

   Categorizes transaction details using AI and maps them directly to your general ledger. Syncs coded entries, accruals, and expense data with connected accounting systems and enterprise resource planning software.

   Use caseAn accountant closes the monthly books by automatically syncing coded corporate card expenses into an enterprise accounting system.

   From ramp.com/integrations

Written from Ramp's own website, checked Oct 16, 2026. Each feature links to the page it comes from; images are Ramp's own.